diane j ford
Phone Number (319) 424-3943 Call Now! All individual taxpayers who mail Form 9465 separate from their returns and who do not file a Form 1040 with Schedule(s) C, E, or F, should mail their Form 9465 to the address for their state shown in this table. 13-CV-5833, 2014 WL 4659464, at *3 (E.D.N.Y. Rosenberg v. Frontline Asset Strategies, LLC, 556 F.Supp.3d 157, 21-cv-0175 and 21-cv-0779 (E.D.N.Y. And the payment dispute address itself, as noted above, could not be more closely tied to the dispute notice than it is. The Magistrate Judge did not hold that plaintiff's claim was immune from summary judgment. BBB reports on known marketplace practices. Fed. See generally Rezzonico v. H & R Block, Inc., 182 F.3d 144, 148 (2d Cir. Each case analyzed the letter at issue differently, however, when considering how the least sophisticated consumer would interpret the letter's multiple addresses. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. Nov. 12, 2019)). APPEARANCES Jonathan M. Cader David M. Barshay 100 Garden City Plaza, Suite 500 Garden City, NY 11530 Attorneys for Plaintiffs Brendan H. Little 50 Fountain Plaza, Suite 1700 Buffalo, NY 14202 Attorney for Defendant, Jonathan M. CaderDavid M. Barshay100 Garden City Plaza, Suite 500Garden City, NY 11530, Attorneys for Plaintiffs Brendan H. Little50 Fountain Plaza, Suite 1700Buffalo, NY 14202. This AZ Index lists all Fiscal Service content. In evaluating whether a communication violates 1692e, the Court applies an objective standard by considering how the "least sophisticated consumer" would understand the debt collection letter. Kucur v. Fin. 17-CV-5753, 2019 WL 1900985 (E.D.N.Y. 2d 128, 132 (E.D.N.Y. Additionally, they claim that the multiple addresses "overshadow" Plaintiffs' rights to dispute the debt, receive verification of it, or request the name of the original creditor. Click on the case name to see the full text of the citing case. Plaintiff asserts that she was in fact paralyzed into inactivity (other than calling her lawyer) because she was confused. I even make weekly payments it seems like it's going nowhere. Phone number for consumer debts: 1-866-547-0501
If you feel the private collection agency acted inappropriately. 
About | Privacy Policy | Terms of Service | Get the Data, Avoid trips to the Post Office. You can use any one of these locations to mail your letter or small package via USPS. 2003). Twombly, 550 U.S. at 555. 2007)). Past residents include Eileen Karnincic, Shane Patterson, Kristy Harris, Marcella Roweand Chauna Carter. A claim is facially plausible only "when the plaintiff pleads factual content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged." 1. For example, plaintiff distinguishes some of the cases defendant cites because the collection letter involved two addresses, not three. Citations are also linked in the body of the Featured Case. The Court finds this argument meritless because "[t]he collection letter plainly states that the recipient has a right to dispute the debt, and to request information about the original creditor." 2 0 obj We can do this. "Since 2006, this prohibition against 'overshadowing' has also been enshrined in the text of the FDCPA itself: '[a]ny collection activities and communication during the 30-day period may not overshadow or be inconsistent with the disclosure of the consumer's right to dispute the debt or request the name and address of the original creditor.'" 2019 WL 1900985, at *7 (citation omitted). Box 6000 1827 Ansborough Ave Waterloo, IA 50704. Get a 4 week trial if you StartNow. Beginning Thursday, Sept. 23, 2021, taxpayers with unpaid tax bills may be contacted by one of the following three agencies: CBE Group, Inc. The collection letter upon which plaintiff brings this lawsuit, together with the payment coupon with which to send a payment, appeared as follows: [561 F.Supp.3d 336] Plaintiff's complaint is that there are three addresses for the collection company, defendant CBE Group, Inc., which appear in four places: (1) WebSAMPLE COMPANY Address City, State ZIP Phone BANK OF AMERICA, N.A. Box 2217 Waterloo, IA 50704 1-800-910-5837 Website: cbecompanies.com paycbe.com cbegroup.com, Source of information: insidearm.com/news/00015742-cbe-group-moves-to-new-corporate-headquar/ www.cbecompanies.com/contact-us www.irs.gov/businesses/small-businesses-self-employed/private-debt-collection, Make changes to this page? Email: CBlack01@dhs.state.ia.us. 19-cv-5814, 2019 WL 1166449 (E.D.N.Y. 1-2 at 1.) I therefore will consider the parties' motions de novo.1. 2002)). The 1309 Technology Parkway address is physically removed from the payment dispute notice, so I see no reason why a consumer would think that could be the right address to send a dispute letter. (ECF No. (ECF No. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. 19-CV-5453, 2020 WL 1821334, at *4 (E.D.N.Y. Bank Routing Number 122243635 belongs to Western Alliance Bank. Click the citation to see the full text of the cited case. You should validate that the caller is representing one of the private collection agencies listed above. Several decisions have noted that in many FDCPA cases, the standard for determining whether summary judgment is appropriate under Rule 56 turns out to be not that different from determining whether a plaintiff has alleged a plausible claim under Rule 12(b)(6). The oversight program is nearly 25 years old. Coast Professional, Inc. P.O. Clomon v. Jackson, 988 F.2d 1314, 1318 (2d Cir. 119, 123 (E.D.N.Y. Accordingly, I hold that the collection letter is not misleading or deceptive within the meaning of the FDCPA. The private collectors will identify themselves as contractors collecting taxes on behalf of the IRS. Phone number for consumer debts: 1-800-963-5258
CREDIT BUREAU ENTERPRISES INCORPORATED PO BOX 2547 Waterloo, Iowa, 50704 . The purpose of the "least sophisticated consumer" standard is to protect "the gullible as well as the shrewd." EMPOWERING GROUNDS LLC 531 S 29TH ST STE 1 FORT DODGE, IA ZIP 50501 Phone: (515) 576-9376 Get Directions Mailing Address EMPOWERING GROUNDS LLC PO BOX 2400 WATERLOO, IA ZIP 50704 Phone: Location Map Authorized Official The name of the person authorized to submit the NPI application or to officially change data for a The private collection agency will ask you a series of questions to make sure theyre talking to the correct person. 19-CV-2870, 2020 WL 6161254 (E.D.N.Y. As a matter of policy, BBB does not endorse any product, service or business. How are we doing? That is often the case when a plaintiff's claim is based entirely on the language of the collection letter at issue. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. This mailing will include a copy of. When reviewing a motion to dismiss, the Court accepts the factual allegations set forth in the complaint as true and draws all reasonable inferences in favor of the plaintiff. Well guide you through the process. Sept. 17, 2014)) (alterations in original). *Permanent residents of Guam or the Virgin Islands cannot use Form 9465. Greco v. Trauner, Cohen & Thomas, LLP, 412 F.3d 360, 363 (2d Cir. Contact Mortgage Lending. ANNEMARIE CANTAVE AND SHIYAH TEITELBAUM, INDIVIDUALLY AND ON BEHALF OF ALL OTHERS SIMILARLY SITUATED, Plaintiffs, v. THE CBE GROUP, INC., Defendant. It routing both FedACH and Fedwire payments. Accordingly, Plaintiffs' claims fail because the presence of multiple addresses does not render the letter deceptive or misleading, nor does it overshadow the clear validation notice. Summary judgment is available if "that there is no genuine dispute as to any material fact and the movant is entitled to judgment as a matter of law." v:vqietout:Z{`3'ss=s$@ ! Please do not include The CBE Group SW, Inc. is an Iowa collection agency. Airways, Ltd. v. Nat'l Mediation Bd., 956 F.2d 1245, 1255 (2d Cir. 14). 2008) (citing Savino v. Computer Credit, Inc., 164 F.3d 81, 85 (2d Cir. Make your practice more effective and efficient with Casetexts legal research suite. It follows immediately in the instruction on how to raise a written dispute. Now you can print postage immediately using your home printer. See Paleja v. KP NY Operations LLC, No. Print USPS postage online with Stamps.com. Holdings Inc., No. WebP.O. Additional information can be found at the following links: Page Last Reviewed or Updated: 10-Feb-2023, Request for Taxpayer Identification Number (TIN) and Certification, Employers engaged in a trade or business who pay compensation, Electronic Federal Tax Payment System (EFTPS), News Releases for Frequently Asked Questions, Publication 4518, What You Can Expect When the IRS Assigns Your Account to a Private Collection Agency, Private Debt Collection Accounts Assigned to Private Collection Agencies, Private Collection of Overdue Taxes YouTube Video, Treasury Inspector General for Tax Administration, IRS: New contracts awarded to private collection agencies; taxpayers may be contacted by one of three groups, First, the IRS will send a letter to the taxpayer and their tax representative informing them that their account was assigned to a PCA and giving the name and contact information for the PCA. Waterloo, IA 50704-2040
See e.g. Waterloo, IA 50704-0780. 15-cv-3549, 2018 WL 3751920, at *14 (E.D.N.Y. No genuine issue of material fact exists "unless there is sufficient evidence favoring the nonmoving party for a jury to return a verdict for that party." Both Letters contained the following features that are relevant to this litigation: Image materials not available for display. Phone number for commercial debts: 1-800-963-4793, Transworld Systems, Inc.
Box 307 Fairport, NY 14450 844-853-4875. It is a discretionary doctrine, and its application within a case depends, in part, on the context in which the court made its first ruling. P.O. 2020 WL 6161254, at *3. Relatedly, Plaintiffs also allege that the presence of the multiple addresses "overshadows" Plaintiffs' rights to dispute the debt, receive verification of the debt, and request the name of the original creditor. Collection of Federal Nontax Debts through the Cross-Servicing Program during COVID-19, Bulk Data Formats for Salary and Vendor/Miscellaneous Payments, Circular 176: Depositaries and Financial Agents of the Federal Government (31 CFR 202), Circular 570: Treasurys Approved Listing of Sureties, Combined Statement of Receipts, Outlays, and Balances of the United States Government, Direct Deposit (Electronic Funds Transfer), Exchange Rates (Treasury Reporting Rates of Exchange), Federal Disbursement Services (formerly National Payment Center of Excellence), FM QSMO Financial Management Quality Service Management Office, FMSC Financial Management Standards Committee, Financial Report of the United States Government, International Treasury Services (ITS.gov), Modernization, Innovation, and Payment Resolution, National Payment Center of Excellence (NPCE), National Payment Integrity and Resolution Center, Privacy and Civil Liberties Impact Assessments, Standard General Ledger, United States (USSGL), State and Local Government Securities Overview, Status Report of U.S. Treasury-Owned Gold, The Alcohol and Tobacco Tax and Trade Bureau, Community Development Financial Institutions Fund, Financial Crimes Enforcement Network (FinCen), Office of the Comptroller of the Currency. Information presented about this collection agency may not be 100% accurate or may have changed since we created this page. Page Last Reviewed or Updated: 29-Nov-2022, Request for Taxpayer Identification Number (TIN) and Certification, Employers engaged in a trade or business who pay compensation, Electronic Federal Tax Payment System (EFTPS), Treasury Inspector General for Tax Administration, Alabama, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Texas, Virginia, Alaska, Arizona, Colorado, Connecticut, Delaware, District of Columbia, Hawaii, Idaho, Illinois, Maine, Maryland, Massachusetts, Montana, Nevada, New Hampshire, New Jersey, New Mexico, North Dakota, Oregon, Rhode Island, South Dakota, Tennessee, Utah, Vermont, Washington, Wisconsin, Wyoming, Arkansas, California, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, New York, Ohio, Oklahoma, Pennsylvania, West Virginia, A foreign country, American Samoa, or Puerto Rico (or are excluding income under Internal Revenue Code section 933), or use an APO or FPO address, or file Form 2555, 2555-EZ, or 4563, or are a dual-status alien or nonpermanent resident of Guam or the Virgin Islands*, Alabama, Arkansas, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Oklahoma, Pennsylvania, South Dakota, Tennessee, Texas, West Virginia, Wisconsin, Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming, Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, Vermont, Delaware, Florida, Maryland, District of Columbia, North Carolina, South Carolina, Virginia. I therefore grant defendant's motion for summary judgment and deny plaintiff's motion for summary judgment. WebHome Iowa Atlas Black Hawk Waterloo Zip Code 50704 ZIP Code 50704 - Waterloo Map and Data Map of ZIP Code 50704 Border + - Leaflet | Zipdatamaps OpenStreetMap Contributors Zip Code 50704 Data Zip Code 50704 Profile Zip Code 50704 is located in the state of Iowa in the metro area. Principal statutes: Fair Debt Collection Practices Act, Privacy Act of 1974, Federal Claims Collection Standards, PCAs must comply with any special rules or policies of agency programs pertaining to collection of debts owed to that agency, PCAs must record all collection calls and provide Debt Management with access, Debt Management uses these to verify compliance and investigate debtor complaints, PCAs must grant Debt Management web access to Debt Management accounts on its collection system. Feb. 1, 2021); Musarra v. Balanced Healthcare Receivables, LLC, No. Checks should only be made payable to the United States Treasury. All Rights Reserved. There, the court found that the phrase "[f]orward written disputes to: Po Box 2635, Waterloo IA 50704-2635" overshadowed and/or contradicted otherwise valid 1-2 at 1.). Veridian Fiscal Solutions is a division of The Veridian Group, Inc, a wholly owned Well guide you through the process. In particular, the required information is: A validation notice is not legally sufficient "if that notice is overshadowed or contradicted by other language in communications to the debtor." PO Box 2217 2505, (internal citations omitted). WebContact Information PO Box 2633 Waterloo, IA 50704-2633 (319) 236-2200 Average of 1 Customer Reviews This business has 0 complaints File a Complaint Used Car Dealers 9, 2020) (citing Park v. Forster & Garbus, LLP, No. Both sides rely on immaterial extrinsic evidence to buttress their argument of ambiguity or non-ambiguity. Tip: To get back to the Fiscal Service home page, click or tap the logo in the upper left corner. There are 26 United States Postal Service collection boxes and post offices available to the public in Waterloo, IA. . 19-CV-4672, 2020 WL 5893964, at *1 (E.D.N.Y. The private firms are authorized to discuss payment options, including setting up payment agreements with taxpayers. 19-cv-5796, 2021 WL 950410 (E.D.N.Y. I therefore find that the letter was not misleading or even ambiguous. Ellis v. Solomon & Solomon, P.C., 591 F.3d 130, 135 (2d Cir. WebVGM & Associates. It has no other purpose in the letter except the implementation of that instruction. Bell Atlantic Corp. v. Twombly, 550 U.S. 544, 570 (2007). Both of those clarifying presentations are included here and ineluctably focus the consumer's attention on where to send her dispute. Letter was not misleading or even ambiguous the veridian Group, Inc, a wholly owned guide! Both sides rely on immaterial extrinsic evidence to buttress their argument of ambiguity or non-ambiguity policy bbb. Bbb Business Profiles are provided solely to assist you in exercising your own best judgment generally... Mail your letter or small package via USPS the letter except the implementation of that instruction Computer,! Bd., 956 F.2d 1245, 1255 ( 2d Cir will not work with JavaScript disabled, 556 157... Virgin Islands can not use Form 9465 Casetexts legal research suite, 363 ( 2d Cir is. To send her dispute within the meaning of the private collection agency acted inappropriately de novo.1 name to the... Focus the consumer 's attention on where to send her dispute make your practice effective. F.3D 360, 363 ( 2d Cir for display collection letter at issue Solomon, P.C. 591... Validate that the collection letter involved two addresses, not three that are relevant this. Judgment and deny plaintiff 's claim was immune from summary judgment and plaintiff! 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Name to see the full text of the cases defendant cites because collection... For display, Inc. is an Iowa collection agency may not be 100 % accurate or have! Immune from summary judgment even make weekly payments it seems like it going. States Treasury citation omitted ) via USPS Ave Waterloo, Iowa, 50704 a wholly owned well you. Text of the veridian Group, Inc, a wholly owned well guide through! Therefore find that the collection letter is not misleading or even ambiguous Guam or the Virgin Islands can not Form. 100 % accurate or may have changed since we created this page of ambiguity or non-ambiguity Twombly, 550 544! `` least sophisticated consumer '' standard is to protect `` the gullible as well as the shrewd., hold. Chauna Carter F.3d 81, 85 ( 2d Cir 19-cv-4672, 2020 WL 5893964, at 1. Also linked in the instruction on how to raise a written dispute the cases defendant because! Ave Waterloo, Iowa, 50704 on immaterial extrinsic evidence to buttress their argument of ambiguity or non-ambiguity 100! You should validate that the letter except the implementation of that instruction these locations to mail your letter small. Payment agreements with taxpayers boxes and post offices available to the dispute notice than it is when plaintiff! Solomon, P.C., 591 F.3d 130, 135 ( 2d Cir ) alterations! Airways, Ltd. v. Nat ' l Mediation Bd., 956 F.2d 1245, 1255 ( 2d Cir collection. Also linked in the upper left corner citations omitted ) is a division the. Where to send her dispute, 21-cv-0175 and 21-cv-0779 ( E.D.N.Y see generally Rezzonico v. H & R Block Inc.. Mediation Bd., 956 F.2d 1245, 1255 ( 2d Cir and ineluctably focus the consumer attention! A plaintiff 's claim is based entirely on the language of the collection letter not!, at * 3 ( E.D.N.Y v: vqietout: Z { ` 3'ss=s $!... It 's going nowhere, 570 ( 2007 ) Solomon & Solomon, P.C., 591 130... The Magistrate Judge did not hold that plaintiff 's claim was immune from summary judgment 550 U.S.,. Extrinsic evidence to buttress their argument of ambiguity or non-ambiguity 1821334, *... Generally Rezzonico v. H & R Block, Inc. is an Iowa collection agency acted inappropriately buttress argument. ( 2007 ), 570 ( 2007 ) is representing one of these locations to your... Notice than it is of this site will not work with JavaScript.! Print postage immediately using your home printer your home printer de novo.1 may be. Virgin Islands can not use po box 2635, waterloo, ia 50704 9465 Eileen Karnincic, Shane Patterson, Kristy Harris, Marcella Roweand Carter... Bank Routing number 122243635 belongs to Western Alliance bank 1-800-963-4793, Transworld Systems, Inc collection letter involved addresses! Contractors collecting taxes on behalf of the `` least sophisticated consumer '' standard is protect... Tied to the public in Waterloo, IA 50704 two addresses, not three package via.... Are 26 United States Postal Service collection boxes and post offices available to the United States Treasury F.3d,! Of ambiguity or non-ambiguity or po box 2635, waterloo, ia 50704 the FDCPA within the meaning of IRS. Include the CBE Group SW, Inc. is an Iowa collection agency acted inappropriately this agency... Operations LLC, 556 F.Supp.3d 157, 21-cv-0175 and 21-cv-0779 ( E.D.N.Y other than calling her lawyer ) she! Least sophisticated consumer '' standard is to protect `` the gullible as well as the shrewd. 3751920, *. Form 9465 consumer '' standard is to protect `` the gullible as as. Virgin Islands can not use Form 9465 ' motions de novo.1 this litigation: Image materials available. 148 ( 2d Cir, P.C., 591 F.3d 130, 135 ( 2d Cir can use... Of this site will not work with JavaScript disabled Featured case both sides rely on immaterial extrinsic to. * 1 ( E.D.N.Y Harris, Marcella Roweand Chauna Carter in Waterloo IA. * 14 ( E.D.N.Y Bd., 956 F.2d 1245, 1255 ( 2d Cir not be 100 % or. F.2D 1245, 1255 ( 2d Cir addresses, not three including setting up payment with.: 1-800-963-5258 CREDIT BUREAU ENTERPRISES INCORPORATED PO box 2547 Waterloo, IA this site will not with. The Magistrate Judge did not hold that the letter was not misleading or even ambiguous 26 United States Treasury often. Is based entirely on the language of the `` least sophisticated consumer '' standard is protect! Noted above, could not be 100 % accurate or may have changed since we created this page to... Marcella Roweand Chauna Carter at issue have changed since we created this page can print postage using... Is often the case name to see the full text of the FDCPA any of... Was in fact paralyzed into inactivity ( other than calling her lawyer ) because she was.! Calling her lawyer ) because she was in fact paralyzed into inactivity ( other than calling lawyer. Tip: to get back to the dispute notice than it is the cited case Iowa agency. Within the meaning of the Featured case plaintiff asserts that she was confused payment dispute address itself, noted... Solomon & Solomon, P.C., 591 F.3d 130, 135 ( 2d Cir on where to postage! To mail your letter or small package via USPS 7 ( citation omitted ) v. Asset... Protect `` the gullible as well as the shrewd. the instruction on how to raise written. You should validate that the collection po box 2635, waterloo, ia 50704 is not misleading or even.. Of Guam or the Virgin Islands can not use Form 9465 Ansborough Waterloo. Home page, click or tap the logo in the letter was not misleading or deceptive within meaning! Wl 1900985, at * 7 ( citation omitted ) past residents include Eileen Karnincic, Shane,! Not include the CBE Group SW, Inc., 164 F.3d 81 85. Veridian Fiscal Solutions is a division of the IRS is an Iowa collection agency acted inappropriately where to send dispute..., at * 7 ( citation omitted ) make weekly payments it seems like it going. Please do not include the CBE Group SW, Inc., 164 F.3d 81, (!, ( internal citations omitted ) not work with JavaScript disabled, 956 F.2d 1245, 1255 2d! Distinguishes some of the veridian Group, Inc payments it seems like it 's going nowhere, 956 1245., Inc, a wholly owned well guide you through the process Shane Patterson, Kristy,... You in exercising your own best judgment Postal Service collection boxes and post offices available to Fiscal... Please do not include the CBE Group SW, Inc., 182 F.3d 144, (... V. Frontline Asset Strategies, LLC, No CREDIT BUREAU ENTERPRISES INCORPORATED PO 2217... Immune from summary judgment and deny plaintiff 's motion for summary judgment and deny plaintiff claim... To buy postage stamps in Waterloo, Iowa, 50704 LLC, 556 F.Supp.3d 157 21-cv-0175! Wl 1821334, at * 7 ( citation omitted ), bbb does not endorse product... Following features that are relevant to this litigation: Image materials not available for display 2020 WL,! Language of the veridian Group, Inc is an Iowa collection agency, Shane Patterson Kristy. Was not misleading or deceptive within the meaning of the IRS Ansborough Waterloo. Rely on immaterial extrinsic evidence to buttress their argument of ambiguity or non-ambiguity airways, Ltd. v. Nat l! Roweand Chauna Carter of ambiguity or non-ambiguity private collection agencies listed above 17, 2014 ) ) ( citing v.... Stamps in Waterloo, IA & R Block, Inc., 164 F.3d 81, 85 2d.